In partnership with Open Finance AI

Payments and bank data, connected to your finance function

Collections by instant bank transfer, recurring payments and a consolidated view of every bank account, through the Open Finance AI platform. iAxion integrates these services into your ERP, invoicing and treasury processes.

Account-to-account paymentsPayment initiation (PIS) and recurring payments
Every account, one viewAccount information (AIS) across banks
IntegratedERP, invoicing, accounting and SmartAgents
The challenge

Finance teams still lose time between banks, statements and collections

Slow collections

Manual transfers and high-fee cards delay incoming payments.

Manual reconciliation

Statements from several banks matched by hand against invoicing and accounting.

Scattered treasury

Balances and transactions spread across online banking portals, with no consolidated view.

Data without context

Uncategorised bank transactions that are hard to analyse and forecast.

The offer

Two capabilities, one platform

Payment methods

Get paid straight from your customer's bank account, with strong authentication and instant confirmation.

  • Payment initiation (PIS) in your app, website or invoice
  • Recurring payments for subscriptions and retainers
  • Ready-to-integrate Connect Widget, with minimal development
  • No-code option to start without a technical project

Account information (AIS)

See balances and transactions from the company's accounts at different banks in one place, with the account holder's consent.

  • Aggregation of balances and transactions across banks
  • Automatic data enrichment and categorisation
  • Reconciliation with invoicing and accounting
  • A basis for cash-flow forecasting and credit analysis
iAxion's role

From the API to a working finance process

Open Finance AI provides the payment and account information services. iAxion designs the process, integrates it into your systems and adds AI where it pays off.

Integration

Connection to your ERP, invoicing, accounting and customer portals, via the API or the Connect Widget.

Reconciliation with SmartAgents

An agent matches bank transactions to invoices, posts them to the ERP and escalates only the exceptions.

iAxion SmartAgents →

Treasury and forecasting

Consolidated balance dashboards and cash-flow forecasts based on actual transactions.

Use cases

Where it makes a difference

Invoice collection

A payment link on the invoice or in the email, with instant payment from the customer's account.

Subscriptions and retainers

Automated recurring payments, with no manual collection work.

Multi-bank treasury

Balances and transactions from every bank in a single, up-to-date dashboard.

Bank reconciliation

Automatic matching between receipts, invoices and accounting entries.

Payments in apps and services

Payments built into your own apps, for example for mobility, parking or retail.

Credit and risk analysis

Enriched bank data, with consent, to assess customers and suppliers.

Security and regulation

Built on PSD2

Strong authentication

Every payment and every account access is authorised by the account holder, with strong customer authentication (SCA).

Explicit consent

Account access depends on consent, with a defined scope and duration, revocable at any time.

Traceability

Records of consents, payments and access, for audit and compliance.

Payment initiation and account information services are provided by Open Finance AI. iAxion acts as an integration and implementation partner.

How we start

From assessment to the first collection

  1. Finance assessment

    Collection flows, banks, ERP and reconciliation needs.

  2. Solution design

    Choice of widget, API or no-code, and definition of the integrations.

  3. Integration and testing

    Connection to your systems, testing and validation with the finance team.

  4. Go-live and improvement

    Production launch, collection metrics and progressive automation with SmartAgents.

Frequently asked questions

Who provides the payment service?

Payment initiation and account information services are provided by Open Finance AI. iAxion handles design, integration and ongoing support.

Do customers need a card?

No. Payment is made directly from the customer's bank account and authorised in their bank's environment.

Which banks are supported?

Banks that offer PSD2 interfaces. We confirm coverage for your banks during the assessment.

Does it integrate with our ERP?

Yes. We use the Open Finance AI API to connect payments and transactions to your ERP, invoicing and accounting.

Contact

Want to get paid faster and reconcile effortlessly?

We review your collection and treasury flows and propose the right solution.